At what point should I call up my insurance company & insure the car I plan on purchasing?

At what point should I call up my insurance company & insure the car I plan on purchasing?

New to purchasing a used car, but I notice that DMV will require proof of insurance when registering the car, and even my bank will need proof of insurance to complete the transaction. Do I call my insurance company to setup insurance on the car before even paying for it!? I don't really understand the process.

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